Credit card payment facility on a website.

Hello Jean-Paul,

Direct Credit-card payment depends on the dialogue that transacts between Ecwid and their institution. There is a list of so called gateways for this. There isn't however direct transaction to the institution as it goes through a secure connection which is something that Yola don't provide but the Store company, Ecwid, does so transaction go through this pathway enroute.

There are transaction fees charged by the card companies and their rates are available on their sites generally but most definitely no charges are raised by Ecwid or Yola. PayPal charges you a fee per transaction as you are probably aware and this charge is available from PayPal themselves as it isn't controlled by the Store provider.

It's always a benefit with e-com to include PayPal as a payment option if for nothing else for the penetration it has globally (nearly). PayPal can handle credit Card payments within its own transaction process, as do many of the others in the list

Credit Cards and payment systems

PayPal Standard, PayPal Express Checkout, PayPal Advanced and PayPal Payflow Link
Google Wallet (ex-Google Checkout)
Authorize.Net SIM
Moneris SELECTplus (Hosted Paypage, Canadian accounts)
HSBC (CPI)
First Data Global Gateway e4
Beanstream (Hosted Payment Form)
eWAY (Shared Payments CVN / "Hosted Payment" page)
2Checkout
Network Merchants
e-Path / manual credit card processing
Robokassa (Webmoney, Yandex.Money, etc)
QIWI
PaySto
DengiOnline
Sage Pay (Form integration)
PayJunction
iDEAL (via Mollie)
MultiSafepay ( iDEAL, credit cards, Giropay, DIRECTebanking, etc)
Suomen Verkkomaksut Oy
ePay
DIBS
Boleto Online
iPay88
MOLPay
PayOnline System
Innovate Payments
Swipe HQ
Virtual Cart Services
Bancomer
American Express Payment Gateway
Global Iris
Any payment gateway that can emulate Authorize.Net API

Offline methods

Check
Business Check
Fax ordering
Money ordering
Personal check
Phone ordering
Purchase order
Wire transfer
and any you like..

Echecks

Authorize.Net SIM
2Checkout

You cannot have more than one Gateway activated at the one time. You would need to turn one off and another on and this can't be done by your customers because it is all front end stuff.

If your own bank has an e-com API then you could enquire with them about this. Beware there is often a large security deposit requested to use their e-com facilities directly!