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That is correct. What you are referring to is the "designer attribution" and it is up to the designer of the individual style whether it is included or not. There are some free styles which do not include a "designer attribution" such as "Designed by Free CSS templates." Anyone can use one of these styles, whether they have Yola Silver or not. The only difference will be that if they have not upgraded the Yola Link will still appear on their site.
I hope this answers your question. You are welcome to make use of any of our free styles so experiment and find the one that is right for you. Then when you are ready for an even more professional site you can upgrade your account for access to the Premium Style library and full Yola Link removal.