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We have checked your account and see that you have purchased 15 Fotolia credits.
When you are ready to add images to your site, then drag and drop a Picture Widget onto your page. This will open up the Picture dialog box. Choose the "Find Stock Images" option to browse for Fotolia pictures.
You will be able to search for appropriate images for your site, using keywords or browsing through the categories. Once you have selected an image, you will be able to redeem your credits (depending on the size and type of image you select). The image(s) will be downloaded to your File Manager and added inside your Picture Widget. If the image you select is 3 credits, you will have a remaining 12 credits to use on other pictures on Fotolia.
The "forever" payment plan means that the credits will not expire at any time. If you never use up all 15 credits, then these will remain in your account forever.
Hope that answers you question. Looking for the appropriate image can be a lot of fun. Enjoy using your Fotolia credits!