Questions on PayPal vs. shopping cart for buyers.

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  • Updated 8 years ago
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Question 1 for the Yola team:
According to this forum thread, http://forum.yola.com/yola/topics/e_c..., it sounds like future plans for Yola do not include a built in shopping cart option for websites who want to use their own merchant account for credit cards. Have there been any changes in that?

Question 2 for Yola Users:
I'm curious if any of you are merchants who accept credit cards. Do you think the "buy with PayPal" on Yola is a satisfactory option? Since I'm a US merchant and PayPal allows buyers to use their credit card, I'm leaning toward thinking PayPal would work fine. On the other hand, I wonder if having my own cart on my website inspires more trust. Also I'd like to avoid having two websites (Yola and another with a shopping cart) with duplicate content, as that would hurt my search engine rankings.

Thanks in advance for all responses.
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Margie

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Posted 8 years ago

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diane

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I had an ecommerce site a while ago--it was quite expensive. There are monthly fees such as a "gateway" charge that as I recall came to about $30 to $50 a month, plus they still charge a transaction fee plus percentage for each sale you make. Plus there are more security issues that you are responsible for since you have direct access to credit card numbers.
I personally have no problem with Paypal and if I ever go back to selling products of any kind I would use it. You could also use Google checkout as well though I have no direct experience of it. Amazon Payments might also be an option though my recall on the details for that is fuzzy. Hope this helps.
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Emmy

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Thanks for sharing what has worked for you Diane!
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Emmy

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Hi Margie,

Right now there aren't any major plans in terms of the online store widget, that's not to say something like this won't be changed or improved upon in the future.

As Diane said, it can be quite costly to set up e-commerce with your own merchant account, and with Yola right now you need to use an approved payment gateway such as PayPal or Google Checkout. If you have any questions about these two options, please let us know.

We are interested to know what people are interested in seeing in the future, as well as how the current feature works for you.

Kind Regards,
Emmy
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KanThaiDecor

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Here is my 2 cents on using PayPal.....First off I have had no problems at all using their free version.I do prefer using the add to cart buttons as this gives you many more options than the online store widget.The big things about PayPal is that your customers are on their https servers during checkout.You never see their credit information (stress that).In addition to being on secure servers think of the fact that PayPal spends millions to keep their services from being hacked.They also have insurance and most of your transactions will be eligible to be covered against fraud etc....PayPal may charge a little more per transaction than some services but when you think of the extra cost of https pages and security that you don't have to pay for....I think it ends up being cheaper.Peace of mind knowing that a hacker can't get info about my customers because I don't have it is worth a lot to me.I do think that it is wise to make it clear as much as possible that customers do not have to join PayPal to make a purchase ...I try to make that very clear on my site but once in awhile I still get asked if they have to join.
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Margie

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Thanks, John. You mentioned using the free version? I was under the impression you need a PayPal Business account to use their add to cart buttons.Is that not the case.
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Margie

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I really appreciate the responses.

I've had a site with a shopping cart and merchant account since 1998. Because I like the ease and flexibility of Yola for the much lower cost I'm thinking of switching my site over.

The first site I set up on Yola was for a retail store owner who had no site at all. Seeing how well Yola works, I'm planning to move my own site and add a second one but need to sell products. I really just have no idea how customers in general feel about using PayPal.

Except for not needing the SSL on Yola, I would keep my merchant account for in-person and phones sales. I need to read up more on PayPal to see if they have a virtual terminal for those sales.
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KanThaiDecor

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Yes they have a virtual terminal to allow you to do phone transaction etc....My free account I set up is a business account...I had one of their pro accounts I paid a monthly fee for when I was using a different host....I downgraded to their free service...I have been running fine on Yola using PayPal for almost 2 years now